You Can Afford Your Dream Car With Easy Auto Financing

The process of purchasing a used car is easier than ever before. It does not matter what you are looking for, the car that you have been dreaming about is on our lot, and we want to help you drive home in it. Easy auto financing can make it possible for you to purchase your new car quickly and painlessly. It is available right on the lot, so you can be driving off the very same day. There is nothing stopping you anymore from getting that car you have had your eye on.

Financing any purchase inherently feels like an intimidating process, but that is simply not true. You are likely used to receiving a loan through the bank, but that ordeal is nothing like getting financing right on our lot. We have a team of financial experts that can work with you, instead of in spite of you, to make a payment plan that fits your budget. The biggest difference between us and the bank, in fact, is the flexibility. More options are available and you are in control. Additionally, we can help you get approved. With our help, you can get financing even if you have been denied in the past. Bad credit is no issue. With the auto loan taken care of, all that is left is for you to pick out your car, and we have a huge selection, entirely of very high quality cars of course, so you can always find that special car.

If you have been waiting to buy a used car, it is now time to act. You credit situation cannot hold you back and your budget cannot hold you back. It really is that simple for you to get a new used car. Whether you have a car in mind, or you are just browsing, we have what you want . Come in today to see our incredible selection or apply online to see how easy it is to be approved.

Pay Your Car Loan Off Faster with These Tips

You may love driving around in your new car, but the looming thoughts of paying off your car loan can cause some uneasiness. Fortunately, there are some ways you can finish paying for your car loan in a shorter time span. Car loans don’t have to be something you dread. Here are some of helpful tips you can utilize to pay off your loan sooner.

Check for Any Penalties

The type of car loan you have often determines whether or not you are even eligible to pay your loan off early. You can easily find out if you are eligible to pay your car loan off prematurely by contacting your auto loan provider.

Use Extra Money to Pay Off Your Loan

One way to reduce the amount you have to pay on your car loan is by using extra paychecks toward your loan. At first, it may be hard to see your extra money going toward your auto loan, but the end reward will make it worth it. Similarly, anytime you get a pay raise or significant tax refund you should start applying that money towards your auto loan.

Consider Refinancing

If your credit score has improved since you got your car loan, then you may want to consider refinancing to a lower interest rate and loan term. By reducing your interest rate, you will end up paying less in the long run. It’s important to note that simply reducing your interest rate without cutting down the length of your loan won’t make a sizable difference. When you go to the bank to refinance your loan, make sure you try to shorten your loan term.

Remember to use these tips the next time you want to pay your car loan off before the loan term ends. The quicker you pay your car loan off, the more money you will save from high interest rates. Even just applying extra money every so often to your loan can make a big difference.

COVID-19 Health and Safety Plan

To Our Valued Customers & New Visitors,

We continue to be open to serve you with reduced hours during this unprecedented time during this COVID-19 pandemic. This is in accordance with being part of the Province of BC’s “List of Essential Services”.

As we remain open to serve you, please note that FACE MASKS ARE REQUIRED to be worn in our facility at all times by customers and staff.

The safety and health of our community is always a top priority for us. In consideration with the ever-growing global concerns around COVID-19 (coronavirus), we wanted to share with you that we are, and always have been committed to providing clean and healthy spaces for our clients and staff. As part of maintaining our high standards, we have taken additional measures to keep everyone safe as outlined in our COVID-19 Health and Safety Plan below:

MANDATORY MASKS : To prevent the spread of COVID-19, our staff are required to wear supplied Health Canada approved masks for your safety. In return, we ask that all clients wear masks, or you will be given a mask upon arrival at our dealership.

FACILITY MODIFICATIONS : We have made changes throughout our dealership to enhance safety such as: limiting entrance doorways to control the number of people entering, restricting customer access areas and installation of acrylic guards/barriers at areas where physical distancing is challenged, such as work desks.

ENHANCED SANITIZATION : We have always been committed to providing you, our valued customer, and our team with a safe, clean and healthy environment. We have further enhanced our cleaning protocols by using an aggressive disinfectant that is a virucide (effective against 99% of viruses including Covid- 19) and also effective against a broad spectrum of bacteria. Our dedicated cleaning company ensures that high touch point surfaces are cleaned with this special disinfectant, which is done after hours. This combined with an increase in the frequency of sanitizing touch points, such as door handles and washroom sink knobs, is designed to protect everyone.

HAND SANITIZERS : Our dealership is equipped with strategically placed hand sanitizer dispensers for guests and team members to use. Our team is also required to wash their hands frequently.

STAFF HEALTH : We have implemented rules within our team for all staff members to stay home, and not enter the workplace at all if they come into contact with potential Covid-19 risks, or if they begin to feel any symptoms of sickness. The staff will be screened regularly, as well as customers entering the store.

SAFETY COMMUNICATION : Each of our team members are required to complete our COVID-19 Screening Form every 3 days. Additional information is communicated to our team through email newsletters and signage.

ETIQUETTE : Our team members have been instructed to refrain from shaking hands and to maintain a safe distance in accordance with social distancing protocols.

APPOINTMENTS : Customers are asked to call us ahead of time to book an appointment if they wish to visit the showroom, or if they would like to book a test drive.

CONTACTLESS TEST DRIVES : Our dealership is offering at-home test drives for your safety while adhering to social distancing protocols. The selected vehicle is thoroughly cleaned, delivered directly to your home, and then sanitized just before handing off the vehicle for you to drive.

COURTESY VEHICLES : Our courtesy vehicles are thoroughly cleaned inside and out after each use and driver touchpoint areas are sanitized before handing off the vehicle for you to drive.

TRAVEL RESTRICTIONS : We have imposed a team-wide business travel ban. Team members who choose to travel internationally for personal reasons are required to self-isolate for 14 days upon their return.

To help protect yourself and others, we kindly ask that anyone who is feeling sick to refrain from visiting us so that we can ensure a safe and pleasant experience for everyone. The Public Health Agency of Canada is asking Canadians who have recently traveled to limit their contact with others for a period of 14 days. This means to self-isolate and stay at home.

Together we can face this challenging situation. We will continue to monitor this situation closely and will provide ongoing updates as needed.

If you have any questions or concerns, please don’t hesitate to contact us at gurjit@fraservalleypreowned.ca

We look forward to welcoming you,

The Management Team at Fraser Valley Pre-Owned

Three Steps to Take Before Owning a Used Car

The time has come for you to pick out your very own car. Whether you are doing so for the first time, upgrading from an older vehicle, or purchasing a second car, this process is both exciting and fun. We have an impressive selection of used cars and we want to make sure you are happy and enthusiastic about the car you drive off of our lot. Here are three steps you can take towards ownership, that can help you feel confident and thrilled about your selection.

Step 1: Budget

Budgeting is a critical step in the car-buying process. It doesn’t take a whole lot of time to look at your finances to determine how much you can comfortably spend. Doing so will not only make the financing process a whole lot easier, but it can help you feel peace of mind knowing you will be able to make your monthly payments.

Step 2: Finance

Financing doesn’t have to be dreaded. In fact, we have made it one of the easiest parts of the process by offering financing to everyone, even those with poor credit. Figuring out your financing before you leave the lot is an excellent step to take on your journey to stress-free ownership.

Step 3: Browse

There is nothing wrong with taking your time to browse our vehicle selection. In fact, we want you to do this. It is always helpful to arrive with an idea of the type of car you want to buy. Factors like make, model, color, specs, and additional features can help you narrow down your choice.

When you are looking at used cars, remember to budget, get approved and then select your next new vehicle to confidently own a vehicle you will love.

3 Tips for Buying Used Cars

Buying used cars can be a challenging endeavor, especially if you’ve never undergone the process before and don’t quite know what to look for or expect throughout the process. In some cases, inexperience can land you with a dud of a car. However, this doesn’t have to be the case. We’re here to help you understand how to properly shop for your used car, and to ensure you’re getting the best deal for your cash when you finally make the deal. For the best results when making your new purchase, consider the following when making your selection of our available options:

Don’t Buy More Than You Need

Even if you find a great deal on an SUV, minivan or truck, that doesn’t mean that you should buy more than you need. Assess your needs before selecting the used car for you. How far will you be traveling normally? How many passengers do you expect to have? What sorts of events or work will the vehicle be used for? These are all things to consider when selecting the right size and type of used vehicle for your future needs.

Know the Car’s History

We would never dream of selling you anything less than a great used car, but it’s always good to know a bit about the ride’s history, just in case. Prior accidents and other issues can greatly impact how a car, truck or SUV handles on the road, and should be taken into consideration before buying.

Be Aware of Your Budget

At the end of the day, we want everyone to happy with the deal that’s made at our business. In order to make that a possibility, you need to keep your budget in mind when making your selection. Even if one of our cars seems exceptionally undeniable in the moment, that doesn’t mean you’ll be able to afford the monthly payments down the road.

Therefore, be mindful of how much you can spend. By following these tips, you can make sure your next search for used cars is a successful one, and you find the perfect ride for your needs and your budget.

Securing a Car Loan for a Classic Car

If you are looking to purchase a classic car, there are a few things about car loans you want to know. There are certain loans that are specific to this type of vehicle, and there are a few tips to help you in getting this type of loan in a way that best fits your budget.

Ask About Specialty Loans

Our dealership has a comprehensive finance department, offering a wide array of lending and loan options. If you are interested in a classic car, we can sit down and look at any specialty loans we might offer for vehicles that are at least 25 years old. This might help you because there is often a higher chance of a lower interest rate compared to a broader vehicle finance option.

Get Your Inspection

Before you get a loan for a classic car, you will usually need to have the vehicle inspected. It ensures an accurate value which tells our finance department that the loan we are giving you is a good risk to take. It also allows you to better negotiate a purchase price since you will know the full value of the vehicle.

How to Get the Right Loan

You want to make sure that your credit score meets at least the minimum that we require for the finance option that most interests you. In general, the higher your score, the better your chances of getting a favorable interest rate and having several finance options to choose from. You can check your score with the three major credit bureaus before you start shopping with us so that you know where you stand. Your down payment can also impact your monthly payments and how much interest you will pay. Typically, a higher down payment means lower monthly payments and less interest since the loan amount will usually be lower.

You can see that classic car loans differ a little from traditional vehicle loans. However, with the right information and a little preparation, it is easy to find the loan that best fits your needs.

Is a Used Car Right for You?

If you’ve been considering getting a car, truck, SUV or van to replace your existing one, the odds are that you have many questions and items to consider already. However, one of the most prominent things on your list of considerations is probably whether or not you want to look at used cars or new ones. There are certainly some great benefits to owning a used car, but there are also some challenges which you must be prepared to face. Before visiting our lot to check out the excellent options of both new and used options available, consider the following to get an idea of whether or not used vehicles are the right option for you.

Maintenance

Depending on how old the used car you happen to select is, it may need a bit more maintenance than a brand new car. Regardless of how well-built a car is, parts wear out over time, leaving you in need of repairs and upgrades. However, this being said, repairs and replacements are likely to cost less than those performed on new cars, which is something to consider closely.

Depreciation

A great thing about used cars is that you don’t need to worry about them depreciating as soon as you take them off of your lot. This makes used vehicles an ideal option for anyone who’s purchasing a car for the time being, but who knows that they’ll want to upgrade in the near future. This way, you don’t need to worry about your ride retaining its value.

Price

While price isn’t always the most important issue, it’s certainly something to be considered when making an important purchase of this type. If you’re working on a relatively tight budget, it may be a better decision to take a look at our selection of excellent used vehicles rather than going overboard on an entirely new model. Deciding whether or not used cars are the right option for you is the first step. The next is coming to check out our excellent selection to find the perfect solution for your transportation needs.

Fast, Easy Car Loans

Negative past experiences with other dealerships may have convinced you that car financing is difficult and unpleasant no matter how good or bad your credit score is. Unlike so many other dealerships, we go out of our way to make your entire car shopping experience positive. In our philosophy, service is not complete until we can make every step smooth, including the loan. We recognize that for nearly everyone financing is inseparable from car buying, so we have found ways to streamline the process in order to make it easy on you. With our help, you can breeze through a limited amount of paperwork and quickly become approved for your loan.

We don’t believe in tricking you into your loan terms, and we do not feel that you should need an advanced degree to understand what you are signing. Loans through our dealership are clear, understandable, and lack fine print. When we establish acceptable financing terms with you, those terms are precisely what we deliver. We keep the inevitable paperwork as short as possible and we help you through it so that it goes quickly.

No one wants to sit around a dealership for hours while they wait for loan approval. Here you do not have to. Our goal is to qualify you for your loan in as little time as possible so that you can get on the road in your car. Regardless of your financial situation and credit score, we are determined to find the loan that best serves your needs. We regularly approve loans for those with low credit scores, excellent scores, and anything between. We are skilled at finding people the best terms and interest rates possible, and we are efficient so that we do not waste our customers’ time.

Come to Fraser Valley Pre-Owned so we can show you how enjoyable buying a car can be. We are not happy unless every part of your experience is positive, from the moment you step onto our lot until you drive away in the car of your dreams.

Ways to Finance Your Vehicle

Once you have chosen the perfect used vehicle to purchase, you will want to figure out how you are going to finance your new car. There are a few different methods you can choose from in order to purchase your vehicle including cash, lease, or car finance. Paying with cash is not very common among most people, but if you have the money to pay with cash, you should go for it. This will save you money on interest and other fees. Leasing can be a great option if you plan on getting a different car every few years. With this option, you are basically renting the car for a certain amount of time. You will find that the majority of people choose financing.

The most popular way to pay for a car is financing. Financing is when you make a monthly car payment for a certain number of months through a bank or other type of financial company. The bank or financial company will give you a loan to pay for your car now, and then you pay them back over time. This is a great option for people who are strapped for cash and cannot afford to pay for the whole car payment up front. It allows them to have time to pay a little bit at a time, until the debt is paid. In order to get a car loan, you need to have a credit score, preferably a good one. With a high credit score, you can almost guarantee that you will get the amount of money you need to pay for your car and that the interest rate will be low. Once you have completed all of the payments on the car, it is yours.

If you have found a vehicle to purchase, you will need to figure out the best way to finance it. You can choose to pay with cash, lease the vehicle for a set amount of time, or pay through financing. Financing will allow you to make payments over time so that you do not have to break the bank to get a new car. Apply today at Fraser Valley Pre-Owned.

What You Need To Know About Used Cars

There are numerous aspects to consider when purchasing a used car. Two key things to educate yourself on include how depreciation works as well as how to go about taking out a car loan if needed. If taking out a loan is not necessary, paying for your car in cash can save you a lot of money over time because you can avoid depreciation.

Going With a Used Car Can Be Beneficial

You have the opportunity to obtain the car of your dreams at a reasonable price and quickly. Additionally, negotiating a price down even further than the asking price is a possibility. Also, your options for which car to choose are endless because there are a ton of used cars to choose from.

Understating Depreciation

Unfortunately, cars lose value over time and the older a car gets, the less it is worth. Despite this, the biggest drop is in the initial uses of a car. Once the car has been owned for a long time, it looses less value than previously.

Taking Out a Loan

If you cannot currently afford the car of your dreams in full, taking out a loan can be a viable and advantageous option. Commonly, car loans are obtained through banks and after doing some research, you can seek out low interest rate options. Another financing option is to choose in-house financing which means a car dealer handles the financing. The main benefit of taking out a car loan is the fact that you can have a car you are not currently able to pay for in full. If you can pay for the car in cash, this can also be beneficial because you can avoid interest all together.

There are numerous benefits to purchasing used cars including the opportunity to obtain an amazing car at a reasonable price and the increased possibility in negotiating the price down to something you can afford. Additionally, even if you do not have all the money needed to instantly pay for a car, you can obtain a loan.